SMS Compliance & Consent Policy

 We take SMS compliance seriously and follow all applicable regulations, including:

• TCPA (Telephone Consumer Protection Act)
• CTIA Messaging Guidelines
• Carrier-specific A2P 10DLC rules
• Twilio policies

Intermediate holdings of New Jersey LLC (d/b/a SMS MARKETINGS) acts only as a service provider. We process and send messages solely for clients who have certified proper consent. SMS MARKETINGS does not collect phone numbers directly on this website. 

Client Responsibilities for SMS Consent

All clients using our SMS marketing services are required to collect proper user consent (opt-in) before submitting phone numbers to our platform. 

Clients must ensure that:

• Consumers have knowingly opted in to receive SMS and MMS messages.
• Opt-in methods follow TCPA, CTIA, and carrier compliance guidelines.
• Consent records (timestamp, source, method) are stored and retrievable if required.
• No purchased, scraped, or non-consented lists are used.

By using our services, clients acknowledge their full responsibility for obtaining and managing all SMS/MMS opt-in consent from their end users. SMS MARKETINGS processes and sends messages only to phone numbers provided by clients who have certified proper consent.

Intermediate holdings of New Jersey LLC (SMS MARKETINGS) strictly prohibits the use of purchased, rented, scraped, or non-consented contact lists. Only contacts collected with proper opt-in consent may be used for messaging campaigns. 

 Who Sends These Messages

SMS/MMS messages are sent by SMS MARKETINGS on behalf of our clients. We provide messaging delivery services for multiple businesses. This means the messages you receive may include the name of the client business you interacted with, such as QMF or other financing partners.

When you submit your information on our clients’ websites or forms, you are providing express written consent to receive SMS/MMS messages from their brand, delivered through our platform. These messages may include application updates, follow-ups, reminders, and promotional offers.

All messages follow TCPA and CTIA guidelines and always include opt-out instructions.

Example Messages Users May Receive

Here are sample message types users may receive after opting in:

• “Hi [First Name], this is Isaac from QMF. You requested info on a business LOC on our site. Start your application here: [link]. Reply HELP for help or STOP to unsubscribe.”
• “Hi [First Name], following up on your request for business funding options. Complete your application here: [link]. Reply HELP for help or STOP to unsubscribe.”
• “Hi [First Name], we received your inquiry on our website. If you’re still interested, finish your application here: [link]. Reply HELP for help or STOP to unsubscribe.”
• “Hi [First Name], you asked for info on financing for your business. Your application is still open: [link]. Reply HELP for help or STOP to unsubscribe.”
• “Hi [First Name], thanks again for requesting information on our site. Complete your application here: [link]. Reply HELP for help or STOP to unsubscribe.”
   

1. How SMS Consent Is Collected

Users may opt in through:

• Website or third-party partner forms
• Texting a keyword (e.g., “JOIN”)
• Phone calls where consent is explicitly requested
• In-person forms or events
• Manual consent given to authorized representatives

 All opt-ins must be compliant with TCPA, CTIA, and carrier regulations. 

2. Types of Messages Sent

We send:

• Transactional alerts & account updates
• Appointment reminders & follow-ups
• Promotional offers & business-related messages
• Service updates & retargeting messages

3. Message Frequency & Fees:

• Frequency varies by user activity and client campaigns
• Message and data rates may apply based on carrier
   

4. Opt-Out and Help Instructions

• Users may opt out at any time by replying STOP, processing is immediate (may take up to 24 hours).
• For assistance, users may reply HELP.
• Message and data rates may apply.
• Message frequency varies.
• Users may also email: support@smsmarketings.com

After opting out, you will no longer receive SMS/MMS messages unless you opt in again. 

5. Data Privacy

We do not sell personal information.
Data is used only for communication, support, and business purposes.
See our full Privacy Policy for details.

6. Carrier & Delivery Disclaimer:
Carriers are not liable for delayed, failed, or undelivered messages. SMS MARKETINGS is not responsible for third-party carrier delays. 

7. Compliance Reminder:
By using SMS MARKETINGS services, clients certify that all phone numbers submitted have valid opt-in consent. SMS MARKETINGS reserves the right to suspend or terminate messaging for non-compliant campaigns.
 

8. Support

For help, reply HELP or contact:

📩 support@smsmarketings.com